Together we rise
Serving Dayton, Columbus, Cincinnati, & Nationwide.
At Axim Planning & Wealth, we believe financial planning is more than numbers, it’s about people, purpose, and progress. As independent advisors, we work alongside you to build a clear path toward lasting independence and a confident retirement.
A Letter From Our Founder, Luong Pham
I was born in Vietnam in 1967, but my story—and Axim’s story—begins long before I ever thought about financial planning.
In April of 1975, as Saigon was collapsing and families were scrambling for their lives, my own family made the decision to flee. My father was a lieutenant colonel in the South Vietnamese military. My grandfather was the owner of South Vietnam’s transit system, even he believed the conflict would never reach us. But when the final days arrived, we boarded a crowded oil tanker headed toward the Philippines—one of thousands of families desperate for a chance at freedom…
Two Paths. One Team.
Axim Planning
Axim Planning
Axim Wealth
Axim Wealth
Find Your Independence
As an independent advisory firm, Axim Planning & Wealth puts clients at the center of every decision. We simplify a complex financial world with holistic planning that connects investments and risk awareness to what matters most to you. Our focus is straightforward: clear guidance that supports your path toward long-term independence.
Our Mission
First and foremost, we are fiduciaries. That means your needs guide every recommendation. Our mission is to challenge the status quo with thoughtful planning, clear communication, and a coordinated team in estate, tax, and wealth planning, all working together under one roof.
Our Vision
We envision a more human financial industry where independent advice, real partnership, and intentional planning replace one-size approaches. We want to work with people who value clarity, collaboration, and a long-term view of what their money is meant to support.
Our Process
Our process is designed to connect the moving parts of your financial life. We start with discovery, build an intentional strategy that fits your priorities, and coordinate estate, tax, and wealth planning as one plan. Then we stay involved through regular reviews so your approach remains aligned as life changes.
Hard work built your wealth. Intentional planning gives it direction.
Latest Articles
Read updates that offer clear perspective and useful takeaways for moving forward. Each piece is meant to help you stay oriented, sort through change, and keep your plan aligned with what matters to you.
The Power of Roth Conversions: Smart Moves for Long-Term Freedom
As you transition from saving to distributing in retirement, the accounts you draw from and the timing of withdrawals can shape your long-term financial outlook. Strategic Roth conversion planning offers...
Stop Fighting Taxes—Start Planning Around Them
Taxes have a tendency to become more complex as you move into retirement. Multiple income sources, required minimum distributions, changing tax brackets, and healthcare considerations all influence your tax situation....
The Psychology of Investing: How to Keep Cool When Markets Heat Up
Financial decisions can be influenced as much by emotions as by numbers. This becomes especially true during periods of market volatility. When headlines intensify and prices move quickly, it is...
Taking Targeted Risk: The Art of Growing Without Losing Sleep
As people near retirement, risk becomes one of the most important considerations in their financial lives. Market volatility, economic shifts, and personal transitions can make risk feel intimidating, especially after...
Disrupting Finance with Humanity: The New Way to Think About Wealth
The financial world can feel distant, transactional, and overly complex. Traditional approaches often focus heavily on numbers while overlooking the personal stories and values that shape financial decisions. Human-centered wealth...
Why “Income-First” Could Be the Smartest Retirement Move You Will Ever Make
Many people tend to focus heavily on accumulating assets during their working years, but retirement shifts the entire framework of financial decision making. Instead of asking how much you can...
READ OUR LATEST GUIDE
The Birth of a Grandchild
Congratulations! The arrival of a grandchild is always an exciting time. Since many grandparents wish to assist in covering their grandchildren’s future financial needs, it’s also a good time to consider financial preparations for the future. If you hope to provide funds to your grandchildren, both 529 plans and trusts are beneficial options.
